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Debt consolidation is the action of having all one's debts payments lumped into one. Usually with
a lesser monthly payment figure, to make it easier to manage those debts and offer a more predictable way to get out of debt. Various companies offer debt consolidation so the types of arrangement and costs can vary considerably.

Debt Consolidation Resources

Here are some useful tools one can use to help manage debt and one's money.

These include useful information on how to manage ones money and expenses on a day to day or week by week basis. Some calculators to download and a recommended book from which some of the articles on money management are quoted.

Resources
Seven Steps to Debt Reduction
Controlling Your Financials
Rich Think, Poor Think
Working For Money Or Money Working For You
Tips on Debt Consolidation
Personal Debt Management Tips
Checking Your Credit Rating
The Tool of Discipline
Tips on Money Management
Money Control Sheet
Money Control Sheet Sample
Currency Calculator

Downloads
Loan Calculator
Debt Reduction Calculator
Elimiate Debt Loan Calculator

Under Debt Problems?
Here is a legal firm that we have checked out and which may be able to assist if you have debt problems and are having difficulty with them.

Debt Consolidation Pros and Cons

Ways to reduce debt

THere are some tips on credit card offers

For more information on Debt Consolidation companys, go to Debt Consolidation.

Recommended Reading
"Kickstart to Wealth"
Publisher: Gold Century Press
Author: Michael Moore
ISBN: 0-9750499-0-9
Price: 9.95 (e-book)
available from Author Services

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